You see and hear their ads constantly. They are the “Loan Modification” crowd.
The majority that you see or hear about are SCAMS! Most are operating illegally in the State of Colorado. Most do not have the required licensing, bonding, errors and omissions insurance, etc. They have not taken the courses. They haven’t passed the tests. In short, most are criminals.
Worse yet, most of them do nothing for you other than reaching into your wallet and removing hundreds and maybe even thousands of dollars of your hard earned money.
If you want to find out if there are things you can do to improve your mortgage situation, contact Your Personal Mortgage Planner. If I can’t assist you, I will direct you to a professional that can. I will also give you advice as to what to watch out for. There is no charge for this advice.
The “Loan Modification” crowd is a slick bunch. They will talk to you on the telephone or in person and have you confident they can change your financial world over night. Seldom is it that simple and you should NEVER give them money up front.
Once again, your first step should be to visit with Your Personal Mortgage Planner. Give me a call at 574-9500.
